Marks & Spencer are making a big change that could revolutionise your shopping habits

(Image credit: Getty)

High street giant Marks & Spencer are set to offer a ‘buy now, pay later’ scheme in a huge shopping shake up.

According to The Guardian, the exciting option will allow customers to pay for online orders in instalments or give them extended time to pay after purchasing, meaning there’ll be no more waiting until pay day to splash out on an online shopping spree.

MORE:These new M&S jeans cost just £29.50 and they’re as soft as a kitten

The scheme will reportedly mimic the ways of payment systems like Klarna, which has grown hugely popular with younger online shoppers in recent times, allowing them to hand money over for their purchased goods in affordable chunks, in a more flexible way of shopping.

One of M&S's high street rivals Next also offers the same sort of plan, letting shoppers pay off their purchases bought on a store card.

M&S buy now pay later

Marks & Spencer's reported plan to introduce a similar option comes as part of the brand’s ‘tactical actions’ to modernise the business, following its drop in sales rates over the past seven years.

There is no confirmation yet on when the ‘buy now, pay later’ offer will come into play - with no official announcement from M&S to shoppers - and the store are reportedly yet to sign a contract with a payment service.

The news comes after M&S left loyal clothes shoppers excited when they announced the release of their Per Una autumn range, leaving lovers of the brand swooning over the pieces.

One item from the range got autumnal fashion fans particularly thrilled- the lilac Wool Cocoon Coat.

A photo posted by on

SHOP NOW: Wool Cocoon Coat, £129, Marks & Spencer

The gorgeous purple number is the ideal purchase for those on the hunt for the perfect winter wardrobe staple.

The classic style paired with the super on trend colour way is the ideal option for chilly day fashion.

Taking to social media to gush over the coat, one user wrote, ‘Love the colour of this coat 😍😍😍,’ while a second chipped in, ‘Yup. New coat sorted.’‘Love this colour ❤️,’ added a third.

Caitlin Elliott
Caitlin Elliott

Caitlin is Junior News Editor for woman&home, covering all things royal, celeb, fashion, beauty and lifestyle. 


Having set her sights on becoming a magazine journalist when she was a child, Caitlin took on work experience stints at local papers and titles such as Cosmopolitan, Now, Reveal and Take a Break while studying for her Multimedia Journalism degree and has interviews with celebs, reality stars and the Archbishop of Canterbury under her belt (of course, she couldn't resist asking him about Meghan Markle and Prince Harry). 


After leaving uni, she dabbled in fashion PR as a Press Assistant for Arcadia's Topshop before becoming a part of the Now team at Future for her first real job in the world of online journalism, joining the ranks as a Digital Writer in 2019. 


Caitlin went on to add the likes of Woman, GoodtoKnow, WhatToWatch and woman&home to her writing repertoire before moving on to her current role. 


When she's not working you'll find Caitlin sipping bubbles at brunch with her besties, thinking about her next iced coffee, trying to close the rings on her Apple Watch, scrubbing up on her royal family knowledge or scrolling through the Zara app, trying to resist tapping 'check out' again.