Help! I’m still confused

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    So if you are still worried, don’t delay making plans. Get help now, and start sorting your financial future. – free impartial guidance for those with workplace and personal pensions. You can click through the site to find out more about pension changes and what they mean to you.

    There’s no such thing as a stupid question, when it comes to pensions! You can email or chat to the service to ask those questions you really need to know the answers to but perhaps you would be embarrassed to ask face-to-face.

    This service is also running the new Pensions Wise service for those requiring guidance before they access their pensions under the new pension freedoms. The phone number to make a telephone appointment is 0300 330 1001. – you don’t have to have a Standard Life pension to visit the site to find out “Why do I need a pension?” and Retirement, where do I start?

    Then decide how you want to manage your money – read the guide to “Do-it-yourself or delegate?”

    The site also has useful tips on investing and transferring your pensions as well as a guide to the new pension changes and “Is my pension on track?”

    There is also a free pension calculator to find out how much you could have in future is invaluable as it will help you work out just where you stand today, and what you might need to do to ensure a comfortable retirement tomorrow.

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