Not all impulse decisions are guaranteed to result in success, but if you have been planning a move for a while and have been waiting for the “right” moment, this could be it, especially if a degree of surprise would help your cause. Then again, you could have no such idea in mind but someone else will make an unexpected move. Where finances are concerned, however, you need to apply caution. An offer may be too good to be true and if people are putting time pressure on you, the chances are you’ll be making a big mistake. If something is worth having, and there is considerable cost involved, you’ve got to know all the ins and outs.

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