This may not be the usual moment for an annual financial assessment but it is the right time to take a long, hard look at finances – or some other aspect of life related to your security and growth. Ideally you need to examine what can be shed or trimmed in order to ease a tight situation. You may not receive a huge amount of cooperation from partners or those involved in a project, but Capricorn, the Rock, is used to making tough decisions and bearing most, if not all, the responsibility. Some of you may receive a solid offer now or at least a sign that a situation is moving in the right direction, but if you feel disheartened, don’t allow yourself to sink. You can swim.