Crikey - I only joined yesterday and now I'm asking for advice!!
Just found out today that my hubby has recently taken on not one but three loans!! The way I found out is that I was looking to consolidate my final two credit cards into one monthly lower payment - told hubby I was looking to do this. Anyway the loan company rang back and initially said it was approved and then during the conversation they did a credit search and she said that as my hubby had three loans already, we couldn't afford to take the one I was looking at! I pretended that I knew about his loans and that I was fine with it - but I'm gutted that he hasn't told me about them or discussed our finances before going ahead.

Our circumstances changed last year when I had our baby son (he's 10 months now) and weighing up the pros and cons of working/stay at home, we decided I'd be a full time mum. So I'm taking a career break for 3 years - worked for same organisation for 23 years and left a salary of over Ł20,000. So it's been a big hit on us financially. We also have my 10 yr old son from previous relationship living with us so demands on finances are never ending.

My hubby is a very private, proud man and I can only think that he's trying to make the best of our situation by taking these loans out to improve our finances - but it hurts that he hasn't discussed it. How on earth do I bring up the subject with him now?? Any advice would be very much appreciated.