Hi MT
Well it could happen to me and H anytime soon, but no not a catastrophe as long as our children, us and friends and family stay healthy. I would move to a rough part of town and take 3 jobs to keep us afloat.
When 3rd child was born, before he was 6 weeks old, I went out at night to work in the out of call dr's surgery, the only shifts I could sometimes get were the midnight till 7am. Come home see to oldest two who were 4 and 2 take them to school/nursery, go shopping with the baby, or try and get housework done, pick up nursery babe, amuse him pick up little girl, get through tea time and collapse when H walked in the door. That was around 15 years ago and glad to say have savings this time around. Wondering how some are going to cope and worrying for them, hard times ahead, just hope that people can be helped instead of b****y greedy bankers, read bankers with a capital W!