Hi there
I do both beejay.
I do this as OH works full time and is in a high pressure job. he doesn't like shopping either

He only goes and spends when he really has to.

We have two kids 21 and 19 who are both at university studying degrees and within a year of each other, due to
son taking a gap year in 2007, so it is costing us 2 X ŁŁŁŁ's !!

My OH hates over spending and being in debit.

I always pay off any of our credit card bills and each month.
I do all the household accounts and pay all the other bills.
Often I search and sometimes change to get the best deals for mortgages, savings and insurance.
Generally I will check/ compare prices before and when buying larger items and clothes.

Any bonus OH may get and that we have in the bank account at the end of each month gets put aside and into the kids e save student fund accounts or better still a Tax Haven ISA such as Mr Barclay.

OH isn't a mean man by any standards. He is just careful with his hard earned money