1. When answering the phone at work having to go through the "hello how are you? Yes I'm fine thanks, how are you?" routine. They are not interested in me and I am not interested in them, so let's just cut to the reason for the call!

2. Waiting in for utility companies, etc to turn up because they never offer a precise appointment time, eg could be anytime between 8am-1pm or 12midday- 8pm, so you end up having to lose the whole day.

3. When the weather forecast says rain and so you plan to stay in or go somewhere that's indoors rather than do something that needs good weather, then it's a lovely day after all.