With the Christmas spend-fest in full swing now might be a good time to put on the brakes or at least to check your accounts. Normally the most financially savvy sign of the zodiac these influences could trip up even you. On-line transactions require care and impulse purchases avoided unless there is a money-back guarantee – something of a metaphor for life in general. And although this would be an appropriate moment to purchase or sell a property, other people could prove difficult in a financial negotiation. The negatives over, if someone makes you an offer now, the chances are it will be firm and binding.

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